Retirement accounts, with the institution and the number

<p>Retirement and account files are statements, beneficiary pages, and the phone numbers in the footer. One household list beats a binder in a closet and a login nobody else was given.</p><ul><li>401(k) and IRA statements</li><li>Brokerage and HSA pages</li><li>Beneficiary designations printed by the plan</li></ul><p>You approve what the vault read before any of it is used in an answer. A stale beneficiary is a flag, not a decision about who it should be.</p><p>Nothing here moves money. There is no transfer and no trading rail.</p><p>When you hire an advisor, you grant a seat. They see structure. They do not see chat you tagged private. You can revoke it.</p><p>This is not investment advice and not a robo-advisor. It answers from the pages you uploaded, and it says so when a page is missing.</p>