<p>Policies print a renewal or lapse date. When that date is inside ninety days, the vault can flag it. That flag is a date on a page, not a recommendation to keep or drop the policy.</p><h3>Where the date usually lives</h3><p>Declarations pages, renewal invoices, and ID cards. A photo of the paper is enough. You do not retype the policy into a form first.</p><p>Common files with a clock on them:</p><ol><li>Auto and umbrella declarations</li><li>Homeowners or renters renewals</li><li>Term life conversion windows, when the page shows one</li></ol><p>Ask the vault which dates fall in the next ninety days. Every answer should name the file and the page. If the date is not in a document you uploaded, the vault says so.</p><p>Rixons does not sell insurance and will not tell you what to buy. It stores the page and the date.</p>